Your payment infrastructure. Built, managed, and scaled from one platform.
Issue accounts, collect payments, and settle funds without the complexity of managing multiple providers.
Trusted by 400+ businesses processing ₦1B+ daily
The payment infrastructure powering Nigerian businesses.
Everything you need to build, launch, and scale payments in Nigeria.
Virtual Accounts
Create bank accounts for your customers in seconds. Generate dedicated account numbers — one at a time or in bulk — and link them directly to your wallets.
Dispute Management
Track chargebacks, manage SLAs, and keep a complete audit trail of every action — from one dashboard.
Settlements and Sub-accounts
Control how and when money moves. Set your settlement schedule, split payments automatically, and keep funds organized across your business.
Pay with Pocket
Faster checkout, zero friction. Let customers pay directly from their Pocket balance — no cards, no OTP delays. Works on web and mobile.
Wallet Management
Create wallets, monitor balances, and pull full transaction histories for any customer — live from your dashboard or API.
Issue a bank account
to every customer instantly.
Give every customer a dedicated account number in seconds, powered by secure, CBN-regulated infrastructure.
- Issue accounts in bulk, one at a time or at scale; via dashboard or API
- Automatically route every payment to the right wallet
- Split incoming funds across sub-accounts instantly
- Fully NIBSS-compliant, works across all Nigerian banks
ACTIVE VIRTUAL ACCOUNTS
LIVEGo live in 3 steps
From signup to your first transaction, everything is set up in one smooth flow.
Create your account
Sign up, complete KYC, and upload your documents in minutes.
Generate your API keys
Access your public and secret keys. Test everything in a sandbox before going live.
Issue your first account
Create dedicated customer accounts with a single API call. Wallets are ready instantly.
// POST /dedicated_account
const response =
await pocket.accounts.create({
customer_id: 'CUST_amaka_2026',
preferred_bank: 'wema-bank',
wallet_id: 'WLT-8823-0019',
});
// Response 200 OK
{
account_number: "8823461929",
bank: "Wema Bank",
status: "active",
created_at: "2026-01-14T09:41:00Z"
}Built for every stage of your growth
From solo founders to enterprise teams. PocketApp Business scales with you.
Build fast. Launch faster.
If you're building a payments product, wallet, or lending app, you need infrastructure that doesn’t slow you down. PocketApp Business helps you get started quickly and ship with confidence.
Simple, transparent pricing
Start free and scale as you grow. Enterprise businesses get a dedicated account manager and custom limits.
For sole proprietors, indie developers, and early-stage startups ready to build payment products.
- Up to 1,000 Virtual Accounts via API or dashboard
- Wallet creation (interest + non-interest)
- API keys with sandbox access
- Basic dispute management
For LLCs, payment processors, and licensed institutions processing ₦1B+ daily.
- Unlimited Virtual Accounts with custom limit increases
- Negotiated transaction fees at volume
- Sub-accounts and split settlement
- IP whitelisting and 2FA enforcement
- Dedicated account manager
- Priority dispute resolution SLAs
We take your business finances seriously
Pocket uses the highest level of internet security, which is secured by 256-bit SSL security encryption to ensure that your information is completely protected from fraud